Net Worth, Debts & Assets

Click Net Worth in the sidebar under the Manage section. The Overview tab shows your total net worth with a breakdown chart.

The donut chart shows your financial composition:

• Green segments — assets (accounts, property, vehicles)
• Red segments — debts (loans, mortgages, credit cards)
• Centre number — your net worth (assets minus debts)

On the Net Worth page, click the Debts tab, then Add Debt.

• Name — e.g., "Car Finance" or "Student Loan"
• Type — personal loan, car finance, BNPL, student loan, mortgage, overdraft, or credit card debt
• Lender — who you owe
• Original amount — what you initially borrowed
• Current balance — what you still owe
• Interest rate — annual percentage rate (APR)
• Monthly payment — your regular payment amount
• Currency — GBP, EUR, or RON

Click on any debt to see its detail page. Click Record Payment to log a payment. The balance updates automatically.

The payoff calculator appears automatically on any debt that has both an interest rate and monthly payment set.

The calculator shows:

• Payoff date — when you'll be debt-free at current payments
• Total interest — how much interest you'll pay overall
• Months remaining — how many payments are left

Use the overpayment slider to see how extra monthly payments could help:

• Months saved
• Interest saved
• New payoff date
• Side-by-side burndown chart

On the Net Worth page, click the Assets tab, then Add Asset.

• Property — houses, flats (add the address)
• Vehicle — cars, motorbikes
• Other — jewellery, collectibles, investments

Click on any asset to see its detail page. Click Update Value to record a new valuation. The history chart shows how the value has changed.