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Savings Goals

Saving & Goals4 min readUpdated March 2026

Overview

Savings goals let you and your partner track progress towards shared targets — a holiday fund, emergency savings, a house deposit, or anything else. Each goal has a target amount, optional deadline, progress bar, and milestone celebrations. Goals support GBP, EUR, and RON.

Create a savings goal

Open the Savings page

Click Savings in the sidebar. You will see your existing goals (if any) with progress bars and status badges.

Set up a new goal

Click Add Goal and fill in the details:

  • Name — something descriptive like "Holiday Fund" or "Emergency Savings"
  • Icon — pick an emoji to identify the goal at a glance
  • Target amount — how much you want to save
  • Currency — GBP, EUR, or RON (multi-currency contributions are converted automatically)
  • Target date — optional deadline to keep you on track
  • Colour — for the progress bar
New Savings Goal
🏖️

Holiday Fund

Target: £2,000 by August 2026

£650 saved32%

Track contributions

Add a contribution

Click on a goal to open the detail view, then click Add Contribution. Enter the amount and it is added to the goal's progress. Both partners can contribute, and JoinFunds tracks who contributed what.

View the contribution breakdown

The goal detail view shows a per-partner breakdown — total contributed, percentage share, and number of contributions. This transparency helps couples stay aligned on shared savings targets.

Contribution Breakdown

You

£400

62% · 4 contributions

Partner

£250

38% · 3 contributions

Milestones and status

Celebrate milestones

JoinFunds shows milestone markers on the progress bar (25%, 50%, 75%, 100%). When a contribution pushes you past a milestone, you get a celebratory toast notification. Hitting 100% triggers a completion message.

Manage goal status

Goals can be Active, Paused, or Archived:

  • Active — actively saving towards this goal
  • Paused — temporarily on hold (resumes where you left off)
  • Archived — completed or abandoned, hidden from the main view

If your goal has a deadline and you are falling behind, JoinFunds shows an "overdue" badge. Consider adjusting the target date or increasing contribution frequency rather than abandoning the goal.

What's next?


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